C.R.E.A.M. (Crypto Rules Everything Around Me) Finance is a decentralized lending protocol for individuals, institutions and protocols to access financial services. Part of the yearn.finance ecosystem, it is a permissionless, open source and Blockchain agnostic protocol serving users on Ethereum, Binance Smart Chain, Polygon and Fantom. Users who passively hold ETH or wBTC can deposit their assets on C.R.E.A.M. to earn yield in much the same way interest is earned on a traditional savings account.